PREFACE
This study attempted to examine
the role of financial institution in the development of small-scale enterprises
in Nigeria.
This is going to be carried out through and appraisal of the role these
institutions have played and are still playing as holders of deposit and their
lending activities to the preferred sections.
CHAPTER
ONE, dealt with expressions of
establishment of small-scale industries and economic development of Nigeria. It
also highlighted the impacts of small scale industries on the economic
development of Nigeria as well as the problems disrupting the realization of
these impacts form some the small scale enterprises the purpose of study were
indicated and the significance were revealed.
CHAPTER
TWO. The word of some writer and
opinions of some people were reviewed such as the definition of small-scale
industries, on economic development. Collection. Sample and sampling procedure are
areas involved in the population section.
CHAPTER
FIVE. Will include the summary of the
study, conclusions and recommendations. From the recommendations, we should
know that banking sector should strive to attract an increase in savings from
both the private and public sectors so as to increase the loanable funds at
their deposal.
TABLE OF CONTENTS
Certifications
Dedication
Acknowledgement
Preface
Table of
Contents
CHAPTER ONE
INTRODUCTION
1.1
Problem identification and
purpose of the study
1.2
Rational of the study
1.3
Significant of the study
1.4
Background information about
the study
1.5
Definition of terms
CHAPTER TWO-LITERATURE
REVIW
2.1
Theoretical review
2.2 Empirical review
CHAPTER
THREE HYPOTHESIS, RESEARRCH TOOLS PROCEDURE, SOURCES OF DATA AND LIMITATION OF
THE STUDY.
3.1
Hypothesis of the study
3.2
Research tools and research
procedures
3.3
Sources of data
3.4
Limitations of the studies.
CHAPTER FOUR
PRESENTATIONS OF DATA, DATA
ANALYSIS/TESTING OF HYPOTESIS, DISCUSTION OF RESULT.
4.1
Presentation of data and analysis
4.2
Test of hypothesis
4.3
Discussion of result.
CHAPTER
FIVE SUMMARY, CONCLUSIONS AND RECOMMENDATIONS,
5.1 Summary of the study
5.2 Conclusion
5.3 Recommendation.
INTRODUCTION
PROBLEM IDENTIFICATION AND PURPOSE OF THE STUDY.
Nigeria financial institutions
have over the years given support on various developments projects across the
country. (Agbo 2000) In line with this, they were suppose to have givien such
financial assistant to small scale industries to enable them hence their administrative
structure and industries have over the years been hampered by insufficient
capital, lack of know how, lack of education, bad debts, low turnover and
detracting scale, etc.
The problem in this study
therefore is to determine and ascertain the extent of the contributions of
financial institution in the activities of small-scale industries.
The purpose of this study is
to analytically appraise the contribution to the growth of small-scale
industries through the financial institution in Nigeria.
In order to critically carryout
this purpose, the researcher’s primary concerns are:
1.1
Examine the type of role,
which financial institutions play towards the development of small-scale
industries.
Also examine the contributions of financial
institutions to small-scale industrial activities.
1.2 RATIONAL OF THE STUDY
For any economy to grow and
develop, there is need for small-scale industries to exist. I n developing
countries like Nigeria,
one of the ways of allocating the problems of economic development is through
the establishment of local manufacturing industries. These industries mainly
depend on the local raw materials and manpower for it’s efficiently.
Small-scale industries fall into
this category since they largely depend on local resources; they have better
potentials for uninterrupted development than the enterprises, which depend on,
imported resources.
Development of small-scale
industries could help to facilitate the bridging of the gap between the urban
and rural areas in terms of development and brings about society.
1.3 SIGNIFICANCE OF THE STUDY
The findings of this research,
which benefit both the banks and the community. The study will highlight the
role banks and other financial institutions played towards the development and
growth of small-scale industries.
The financial industries provide
loans and other financial facilities to small-scale industries thereby making
them a growing firm. Their return in the small scale industries to the loans
the acquired from them, again the employ people thereby reducing the effect of
unemployment in our society.
1.4
BACKGROUND
INFORMATION ABOUT THE STUDY
In Nigeria, economic growth and
development have been hampered due to our inability to manage indigenous
firm/industries.
We should understand that for any
economy to grow and develop, there is need for small-scale industries to
exist. Small-scale industries has been
defined as the willingness and ability of an individual to seek out investment
opportunities, establish and run out an enterprises successfully. But this can
be achieved with the assistance of financial need and security.
Financial institutions provides
loan to small scale industries which the invest to produce goods and services
efficiently to meet the needs and desires of Its customers, again they maximize
profit thereby providing desired growth for the firm and protecting the
interest of owners.
DEFINITION
OF TERMS
Analysis: Separation or
breaking up with elements.
Control: Regulate.
Found: Money available
for a purpose.
Fiscal Policy: The way or
measure in which the government
controls
The
government controls the circulation of money in
In the
economy.
Feasibility: An investigation to determine whether a
particular
Project,
system is desirable, practicable
Income: Money received
during a given period.
Investment: Putting money into
business.
Policy: Documented
strategy employed to achieve the economic
Objective of a
government.
Profit: Gains, excess of
income over expenditure.
Research: Investigation in
order to discover fact.
Sector: Division of economy
that has a unifying characteristics
From other aspects of the economy.
Security: Collateral for a
loan by a barrower or document
Concerned with
such collateral
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