ABSTRACT
This study is concerned with bank distress,
causes, the effects and its management in the Nigerian economy as way of
harnessing the efficiency and effectiveness of the banking industrial in
endevaour to bring a reformation and reduce causes of bank failure (distress).
It thereby examine the
role and contribution of categories of people like the gatemen, supervisors
authority etc some major findings were made by the study the research uncovers
some major causes of distress in the banking industry.
However, it discovered
some adverse effectives which distress in the banking industry have on the
economy. Distress in banks contributed greatly in showing down economic process
owning to enormous decline in aggregate investment in the economy.
According to findings, the
inability of the affected banks to satisfy the credit needs of investors bought
down aggregate investment. The research moved up advancing some recommendations
geared towards addressing the identified causes of distress in banks, that is
to say, effectively ways of managing bank distress in the Nigeria economy.
Also some measures taking
in the economy to bank reconstructing was looked at.
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