Abstract
This study examined
financial technology and financial inclusions in Nigeria. The study
specifically examined the effect of mobile apps transactions, unstructured
supplementary services data transactions, mobile banking technology services
and third party payment apps transactions on profit for the year of Nigerian
banks. Data for the study was sourced through the financial statement and
account of Zenith bank Plc from 2011 to 2020. The collected data were analysed
using multiple regression analysis through E-view 10.0. Result of the analysis
shows that Mobile apps transactions has a positive and significant effect on
profit for the year of Nigerian banks. It was also observed that unstructured
supplementary services data transactions has a negative and significant effect
on profit for the year of Nigerian banks. The study further shows that there is
a negative and insignificant effect of mobile banking technology services on
profit for the year of Nigeria.
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